ACES Subscribers

If you have been following the financial news lately, you will probably have heard people talking about a potential ‘black swan event.’ They are usually referring to the Coronavirus. But, what’s all this about black swans?

You may have heard the phrase, ‘asset rich, cash poor.’ No one likes to hear anything with the word ‘poor’ in it, but if you have to be poor, this is the best way! If you or someone you love is asset-rich and cash-poor, there are various ways that you can use those assets to improve your financial situation.

For households with at least one person aged 65 or over, the Australian Bureau of Statistics recently compared average household wealth between those that owned their own home and those that did not. The difference was enormous and the message is clear: owning a property – or a similar kind of asset – is critical in creating wealth. Our job often includes identifying that similar kind of asset.

Welcome to the 20’s. That’s right, we find ourselves once again at the dawn of a new decade. We hope that the coming years bring peace and prosperity to you and all of yours.

This year’s newsletters will have a new format – we hope you like and we look forward to seeing you again soon!

Investing is not like the Grand Slams. Successful investing has more in common with Tuesday night C Grade Pennant. If you make sure you don’t lose, you will end up winning. Game, set and match.

Most of us have watched in horror as bushfires have burned across every state of Australia this summer. Many of us are moved to help those most affected. In this article, we thought we would let you know how you can best provide help.

This is our final newsletter for 2019 – we hope you have enjoyed reading our newsletters as much as we have enjoyed putting them together for you. In this edition, we look at the performance of these markets over the 2019 year – and see that both markets have performed extremely strongly.

the mathematics underpinning life insurance has a lot in common with betting on horse racing. Because of this, most punters and most life insurance policyholders ‘do their dough.’ That said, life insurance is a bet you hope you lose – which makes it very different to backing a slow horse.