the mathematics underpinning life insurance has a lot in common with betting on horse racing. Because of this, most punters and most life insurance policyholders ‘do their dough.’ That said, life insurance is a bet you hope you lose – which makes it very different to backing a slow horse.
In this month’s newsletter, we look at the state of the share and residential property markets, and the way in which interest rates (amongst other things) are affecting our main property markets. It looks awfully like the property market has bottomed out, at least in the larger capital city markets.
William Shakespeare and the psychologist Carl Rogers are not often quoted in the financial press. More’s the pity. In this month’s newsletter, we look at the way people’s perceptions about financial markets can lag those markets by several years, and offer a simple solution that builds on Rogers’ insistence that “the facts are always friendly.” Read on to find out more.
This month, we have an in-depth look at market volatility. It is something you hear about all the time, but not something people truly understand. We show you that market volatility is often associated with negative price changes – and discuss how you can benefit from this knowledge.
Last month, we brought you a comprehensive analysis of the share market’s performance for the financial year just ended. This month we look at Australia’s largest asset class, residential property – while also observing that our share market reached record new heights during July 2019. We also take a look at deeming, which has been in the news of late.
Happy new financial year! In this special newsletter, we give a comprehensive analysis of the performance of the Australian sharemarket over the financial year that has just ended. As you will see, the year was a ‘good average’ one. In our next newsletter, we will provide a comprehensive analysis of the Australian property market over the same time period. Enjoy
In this newsletter, we examine whether the election influenced the share market, as was claimed by some sections of the media – not to mention Prime Minister Scott Morrison! We also re-visit some of the Coalition’s promises, so you can see how you fare from the election result.
At some stage, most of us will be asked to lend money to family or friends. Usually, we are only too happy to help. After all, what are family and friends for if not to help each other out. That said, mixing money and relationships can be problematic. In this article, we discuss various ways to minimise the risk of the loan going wrong and a relationship suffering.
Superannuation, or super as it is more commonly known, is a cornerstone of most people’s personal financial management. Apart from their own home, for many people superannuation comprises their entire personal wealth.