William Shakespeare and the psychologist Carl Rogers are not often quoted in the financial press. More’s the pity. In this month’s newsletter, we look at the way people’s perceptions about financial markets can lag those markets by several years, and offer a simple solution that builds on Rogers’ insistence that “the facts are always friendly.” Read on to find out more.
Last month, we brought you a comprehensive analysis of the share market’s performance for the financial year just ended. This month we look at Australia’s largest asset class, residential property – while also observing that our share market reached record new heights during July 2019. We also take a look at deeming, which has been in the news of late.
At some stage, most of us will be asked to lend money to family or friends. Usually, we are only too happy to help. After all, what are family and friends for if not to help each other out. That said, mixing money and relationships can be problematic. In this article, we discuss various ways to minimise the risk of the loan going wrong and a relationship suffering.
Make sure you take your holidays. There is plenty of science that shows that people who take holidays actually get more work done. What’s more, their careers – and their lives – last longer and they end up providing more for themselves and their families.
Divorce changes everything. Often without realizing it has happened, most married people’s money management becomes intrinsically entwined with their spouse. When the relationship ends, that makes for a lot of unwinding.
Marriage has a substantial impact on personal finances. So, in this article we thought we would examine some elements of marriage and the way they impact on your money.
When it comes to estate planning, many people overlook their superannuation. This is risky, because superannuation does not necessarily form part of your estate. This means that your regular legal will may not address what happens to your super when you no longer need it.
Negative gearing is one of the most common things clients ask us about. We have written about it before – but the questions are so persistent we thought we should cover it again this week.
Saving money or repaying debt can be a bit like losing weight. From day-to-day it feels like nothing is changing. So, you need to alter the way you think about financial targets – which can even mean thinking about them less frequently.